Payment Policy
This Payment Policy outlines the terms and conditions governing all payments made for purchases on dressvscode.com, operated by SWIFTPIVOT DEALS LLC, registered at 316 Mockingbird Hill Rd, Louisville, KY 40207. We are committed to providing secure, convenient, and transparent payment options for our customers, ensuring that all payment transactions are processed safely and efficiently. By placing an order on dressvscode.com, you agree to comply with the terms of this Payment Policy.
1. Accepted Payment Methods: To provide flexibility and convenience, we accept the following payment methods for orders placed on our website, all processed in USD (United States Dollars), our designated transaction currency:
a. Credit Cards: We accept major credit cards, including Visa, Mastercard, American Express, and Discover. All credit card transactions are processed through secure, industry-standard encryption technology to protect your payment information.
b. Debit Cards: We accept debit cards bearing the logos of Visa, Mastercard, American Express, or Discover. Please note that your debit card issuer may impose additional fees or restrictions, and we are not responsible for any fees charged by your bank or financial institution.
c. PayPal: We accept PayPal as a secure payment option. When using PayPal, you will be redirected to PayPal’s secure website to complete your payment. We do not have access to your PayPal account details or payment information, as all processing is handled directly by PayPal.
d. Apple Pay and Google Pay: For added convenience, we accept Apple Pay and Google Pay for customers using compatible devices. These payment methods allow you to complete your purchase quickly and securely using the payment information stored on your device.
e. Store Credit: If you have received store credit from a previous return or promotion, you can use it to pay for all or part of your order. Store credit is applied during the checkout process, and any remaining balance can be paid using one of the other accepted payment methods.
Please note that we reserve the right to add or remove payment methods at any time, and we will notify customers of any changes via our website or email (sent to the email address associated with your account).
2. Payment Processing: All payments are processed immediately upon order placement, unless otherwise specified. We use third-party payment processors (including PayPal, Stripe, and other trusted providers) to handle all payment transactions. These processors are compliant with the Payment Card Industry Data Security Standard (PCI DSS), ensuring that your payment information is protected with the highest level of security.
a. Payment Authorization: When you place an order, we will request authorization from your payment provider to ensure that sufficient funds are available to complete the transaction. This authorization may appear as a pending charge on your account, but it is not a final charge. Once your order is processed and confirmed, the pending charge will be converted to a final charge. If your order is canceled (either by you or us), the pending authorization will be released, and no charge will be applied. Please note that the time it takes for the pending charge to be released varies by your payment provider, typically 3-7 business days.
b. Currency Conversion: All transactions on dressvscode.com are processed in USD (United States Dollars). If you are an international customer and your payment method uses a different currency, your payment provider will convert the amount to your local currency at their current exchange rate. You may be charged a currency conversion fee by your payment provider, and we are not responsible for any such fees.
3. Payment Security: We take the security of your payment information very seriously. We do not store full credit card numbers, debit card numbers, or other sensitive payment details on our servers. All payment information is encrypted using SSL/TLS technology and transmitted directly to our third-party payment processors, who handle the secure storage and processing of your payment data.
Additionally, our website is secured with industry-standard security protocols to prevent unauthorized access to your payment information. We regularly update our security measures to address emerging threats and ensure compliance with PCI DSS requirements.
4. Failed Payments: If your payment is declined or fails to process, we will notify you via email (sent to the email address associated with your order) and provide instructions on how to resolve the issue. Common reasons for failed payments include insufficient funds, expired credit/debit card, incorrect card details, or restrictions imposed by your payment provider.
You may attempt to reprocess the payment using the same or a different payment method. If you continue to experience issues with your payment, please contact your bank or payment provider for assistance, or contact our customer service team at info@dressvscode.com for further support.
5. Order Cancellation and Refunds: If you cancel your order before it is processed, any pending payment authorization will be released, and no charge will be applied. If you cancel your order after it has been processed but before it is shipped, we will issue a full refund to your original payment method within 3-5 business days of processing the cancellation. Refunds for returned items are processed in accordance with our Exchange & Return Policy, and funds will be credited back to your original payment method within 3-5 business days of processing the return (additional time may be required for the funds to appear in your account, depending on your payment provider).
6. Fraud Prevention: We have measures in place to detect and prevent fraudulent payment transactions. We may verify your identity, contact information, or payment details before processing your order to ensure the security of your transaction. If we suspect fraudulent activity, we reserve the right to cancel your order, decline the payment, and notify you via email. We may also report fraudulent activity to the appropriate authorities.
7. Pricing and Payment Discrepancies: All prices displayed on dressvscode.com are in USD (United States Dollars) and include applicable sales tax (where required by law). If you notice a discrepancy between the price displayed on our website and the amount charged to your payment method, please contact us at info@dressvscode.com immediately. We will investigate the discrepancy and resolve it promptly, including issuing a refund for any overcharged amount if necessary.
8. Changes to Payment Policy: We may update this Payment Policy from time to time to reflect changes in our payment practices, payment processor partnerships, or regulatory requirements. Any changes will be posted on our website at dressvscode.com, and the effective date of the updated policy will be indicated at the top of the page. Your continued use of our website and services after the updated policy is posted constitutes your acceptance of the changes.
If you have any questions or concerns about our Payment Policy, payment methods, or a specific payment transaction, please contact us at info@dressvscode.com, and our customer service team will be happy to assist you.
SWIFTPIVOT DEALS LLC 316 Mockingbird Hill Rd, Louisville, KY 40207 Email: info@dressvscode.com Website: dressvscode.com Effective Date: 2026-04-10